Family Health Optima

Family Health Optima

Family Health Optima

1. Family Floater – Min 2 Members / Max 5 Members (2A+3C)

2. Recharge – Extra Sum Insured from 1st year onwards 3L – 75000, 4L – 100000, 5L & above -150000.

3. No Claim Bonus – Up to 100% SI (25% + 10% +….upto 100%)

4. Restoration – Extra Sum Insured – If entire SI exhaust  – Within a year 100% SI +100% SI + 100% SI = 300% SI

5. Road Accident – Two Wheeler with Helmet – Extra 25% SI

6. Hospitalization Expenses – Admission to Discharge ( Room Rent Rs.5000/- per day for 3L & 4L  – For 5L & above – Single Std A/c Room, All other Expenses – ICU, Nursing Charges, etc… – Actual Cost).

7. Pre Hospitalization Expenses – 60 days before Admission – Actual Expenses

8. Post Hospitalization Expenses – 90 days after discharge – Actual Expenses

9. All Day Care Procedure – No Require for 24 hours hospitalization

10. AYUSH – Only In-Patient Hospitalization

11. Free Health Check Up – Every Claim Free Year

12. Domiciliary Hospitalization

13. Admit in Preferred Network Hospital – apart from hospitalization expenses – Rs.3000/- / Rs.4000 / Rs.5000 – Money payable to the customer.

14. Admit in Shared Accommodation – apart from hospitalization expenses – Rs.800/- per day – Money payable to the customer.

15. Free Second Medical Opinion

16. Infertility Treatment

17. Donor Expenses

18. Compassionate Air Travel  Allowance

19. Repatriation of Mortal Remains

20. Ambulance Expenses, Air Ambulance, Emergency Medical Evacuation

21. New Born Baby Cover

22. Tax Benefit – u/s 80D